At SSMOK Employees Federal Credit Union, you can choose from two terrific checking plans:

  • Premium Checking offers no monthly service fees, no minimum balance and no per-check charges; your first order of 50 checks is free.
  • Checking Plus provides dividend earnings on your balances, no per-check charges and no monthly fees with an average daily balance of $300. Your first order of 50 checks is free.

These checking features apply to Premium Checking and Checking Plus:

  • Account access through Audio Teller, our 24-hour telephone response system
  • Pre-authorized automatic drafts (no charge)
  • Consolidated monthly statements
  • Free box of checks
  • Direct deposit
  • Wire transfer of funds to an outside account
  • Stop payment
  • No-fee VISA® Debit Card

Please see our Fee Statement for any applicable fees, or contact us for more information about our checking accounts.


Audio Teller: (405) 272-6100

Lost/Stolen Cards

VISA Debit Card: (700) 000-0000

ATM Cards: (800) 791-2525

1111 North Lee Avenue, #125

Oklahoma City, OK 73103


“They have always taken the time to help me and I have never been rushed when I needed information. They have tried to meet my needs when I needed financial help.”

Carl B. Record

Get in touch with us today if you have any questions about SSMOKE Federal Credit Union.