SSMOKE Federal Credit Union
 
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Share Savings Account

When you become a member of the credit union a savings account is opened in your name. An initial deposit of $5 is required. All members must maintain a $5 balance in their savings account to remain a member, and demonstrate regular activity in their account to keep it open.

Other features of Regular Savings include:

  • A competitive interest rate paid quarterly on the average daily balance in your savings account. Click here for current rate information.
  • Withdrawals: To withdraw money from your savings account, simply stop by a credit union branch or go to an ATM terminal. Members may make up to three savings withdrawals per month free of charge. After three withdrawals in one month a $5 charge per excessive withdrawal is applied.
  • Online access to your account.
  • Quarterly statements by mail.
  • Payroll deduction: You may have deposits to your savings account deducted directly from your paycheck.

If you have any other questions about regular savings accounts at SSMOK Employees Federal Credit Union, contact us. Click here for the savings calculator.